Triple lock: This remains in place so the State Pension will keep going up each year by the highest of 2.5%, inflation or earnings growth. State Pension increases will be 4.8% from April 2026.

ISA reforms: From April 2027, the annual tax-free allowance in cash ISAs will be reduced from £20,000 to £12,000 for under 65s. Savers aged 65+ can continue saving up to £20,000 in a cash ISA each year.

Personal tax thresholds frozen: The extension to 2030/31 is expected to raise £8.3bn by 2029/30 and bring 780,000 people into the basic rate band and 920,000 into the higher-rate band.